OnSumo Tools
Interactive calculators built for speed, privacy, and clarity. Each tool runs in your browser unless we say otherwise.
Finance
Interest, loans, mortgages, and money growth calculators.
- Compound interest calculator
Sliders, live chart, optional local save of your inputs.
- Inflation impact calculator
Purchasing-power decay vs CPI, Rule of 72 context, optional return line and year-by-year chart.
- Position sizing calculator (Kelly)
Kelly vs half vs quarter vs fixed-risk sizing: table, KPI row, and comparison chart, private and client-side.
- Dollar-cost averaging (DCA) calculator
Modeled pacing vs lump-sum with volatility corridor chart, illustrative assumption-driven math only.
- Net worth tracker
Dynamic asset and liability rows, donut and category charts, session-only, never transmitted.
- FIRE calculator
FIRE number, years to independence, path chart, and savings-rate sensitivity, localStorage inputs.
- Credit card payoff calculator
Minimum vs fixed payments vs payoff-by-date, balance chart and interest totals.
- Debt snowball vs avalanche visualizer
Multiple debts, extra budget, months, interest, payoff order, and chart for both strategies.
- Mortgage amortization calculator
Amortization table, PMI and escrow, prepayments, CSV export.
- Roth vs Traditional IRA comparator
Federal brackets and optional state tax, after-tax projection chart vs Traditional.
- Loan payoff strategy calculator
Extra principal each month, months and interest saved vs minimum payment.
- Airline Mile Value Calculator
Calculate the real cash value of airline miles and points across major loyalty programs.
Personal finance
Rent vs buy, take-home pay, and big personal-money decisions.
- Emergency fund calculator
Monthly essentials × coverage minus cash on hand, with a grounded month-by-month fill plan.
- Take-home pay calculator (US)
Federal, state, FICA, and pre-tax benefits, net pay per check for 2026.
- Take-home pay calculator (UK)
2025/26 Income Tax, NI, pension, and student loan, net pay with donut breakdown.
- Take-home pay calculator (Pakistan)
FY 2025-26 FBR slabs, EOBI, provident fund, salaried and freelancer modes with effective tax rate.
- Retirement withdrawal calculator (4% rule)
Trinity-style safe withdrawal, year-by-year depletion, SS offset, and multi-rate comparison.
- Pension vs lump sum calculator
Break-even age and NPV, monthly pension vs invested lump sum with COLA and return sensitivity.
- HELOC vs cash-out refinance calculator
Total interest and closing costs side-by-side, find when refi pays back its closing costs.
- Rent vs buy crossover
Find the year buying beats renting, interactive graph with your assumptions.
E-commerce
ROAS, margins, fees, and marketplace economics.
- Break-even ROAS calculator
COGS, shipping, payment fees, refunds, minimum ROAS to cover variable costs.
- Amazon FBA profit calculator
USD fees from the 2026 Q2 excerpt, referral floor, fulfillment ladder, per-unit KPIs, horizon multiply.
- Etsy profit calculator
Per-order profit after 2026-style Etsy fees, transaction on price + shipping charged, US processing, Offsite Ads toggle.
- Shopify profit calculator
Basic vs Shopify vs Advanced net at your volume, 2026 plan fees, Shopify Payments or third-party stack, apps, and CAC per order.
- LTV / CAC ratio calculator
E-commerce vs subscription LTV, CAC, payback months, health bands, and one-step churn or frequency sensitivity.
- Print-on-demand profit calculator
POD profit after fees and shipping, break-even price, stacked breakdown, Printful vs Printify vs MBA.
- AOV optimizer
Free shipping, upsell, and bundle levers, new AOV, monthly revenue lift, and gross profit by tactic.
- Inventory turnover calculator
Turnover, days on hand, holding cost, and cash freed when you hit a target turnover rate.
- Wholesale markup calculator
Cost to wholesale to retail chain, markup vs margin, keystone badges, reverse from any tier.
Freelance & agency
Hourly rates, quotes, and consulting economics.
- Freelance hourly rate calculator
Minimum rate from take-home goals, taxes, expenses, and billable hours.
- Freelance retainer scope builder
Tier cards with effective hourly, below-rate warnings, deliverable rows, and capacity bar chart.
- Project quote calculator
Dynamic phase rows, fixed-price toggle, totals block, blended rate KPI, and copy quote for proposals.
- Hourly to annual salary converter
Three modes: hourly to annual, annual to hourly, freelance vs salaried with SE tax, benefits, and PTO value.
- Late payment interest calculator
Overdue invoice interest, simple or compound, accumulation chart, jurisdiction notes, demand copy.
SaaS & B2B
MRR, churn, LTV, and founder finance models.
- MRR & churn forecaster
Churn, expansion, and net-new bookings, see MRR and ARR over 3–36 months.
- SaaS pricing tier optimizer
Two or three tiers, annual vs monthly mix, per-tier MRR and margin, stacked revenue, and mix sensitivity.
- SaaS LTV calculator
Simple, gross-margin, discounted, and contract LTV in one view, plus gross-margin LTV vs churn sensitivity.
- CAC payback period calculator
Simple and churn-adjusted months to recover CAC, health bands, five-scenario CAC sensitivity, and four-lever savings chart.
- Rule of 40 visualizer
ARR growth plus profit margin, Rule of 40 score, scatter map with R40 and R60 lines, optional quarter history.
- Net revenue retention calculator
NRR and GRR from expansion, contraction, and churn, MRR waterfall, lever table, and 12-month cohort projection.
- Series A dilution calculator
Option pool shuffle, pre and post cap tables, founder dilution waterfall, and post-close pool sensitivity.
- SaaS Magic Number calculator
Gross-adjusted and simple Magic Number, GTM efficiency bands, breakeven callout, and optional quarterly trend chart.
- Burn rate & runway calculator
Iterated cash runway with MoM revenue growth, gross vs net burn, cash chart with break-even marker, and four scenario rows.
Marketing & ads
Sample size, ad break-even, conversion lift, and email ROI.
- A/B test sample size calculator
Sample size and run-time for a statistically valid A/B test, sliders for baseline, MDE, significance, and power.
- YouTube AdSense revenue estimator
RPM bands by niche, Premium uplift, memberships, Super Chat, and 0/10/20% MoM view-growth lines.
- A/B test significance calculator
Two-proportion z-test on live results with p-values, plus absolute-MDE sample sizing at 80% or 90% power.
- UTM link builder
Live UTM URL preview, GA4 source/medium/campaign mapping, validation, and bulk links for up to 20 channels.
- Email marketing ROI calculator
List-to-revenue funnel, campaign ROI vs 36:1 benchmark, cost per conversion, and lever sensitivity table.
- LinkedIn Ads CPL calculator
CPL vs break-even from deal value and close rate, B2B funnel from budget to leads, and green/red headroom.
- Conversion rate lift calculator
Four CVR lift scenarios side by side, monthly and annual revenue and profit lift, optional ROAS when ad spend is set.
- Google Ads CPC break-even calculator
E-commerce vs lead-gen max CPC from margin and CVR, optional ROAS cap, CVR bar sensitivity and margin table.
SEO
JSON-LD schema markup and structured data generators.
- SERP snippet simulator
Desktop and mobile Google SERP previews, pixel truncation counters, sitelinks, favicon.
- Title tag pixel width tester
Live pixel ruler for SEO title tags, desktop and mobile limits, font presets, truncation preview.
- Meta tag generator
Title, description, canonical, robots, Open Graph, and Twitter Card tags with live HTML and copy buttons.
- Open Graph card preview
Facebook, LinkedIn, WhatsApp, and Slack OG card previews, URL fetch, platform limits, copy-ready tags.
- Internal link map visualizer
Force-directed internal link graph, orphan detection, CSV import, pan and zoom.
- Hreflang tag generator
HTML, XML sitemap, and HTTP Link hreflang output with x-default and duplicate checks.
- Canonical URL generator
Strip UTM and custom params, force HTTPS, optional www and slash cleanup, copy canonical and sitemap loc.
- pSEO Keyword Multiplier
Template rows plus modifier lists, live URL and title preview, CSV export, duplicate URL detection.
- robots.txt tester
Test robots Allow and Disallow matching by URL and user-agent with longest-path precedence and batch checks.
- Twitter / X card preview
Summary, large image, app, and player Twitter Card previews, light/dark mode, copy-ready HTML.
- Schema markup generator
FAQ, Article, Product, Local Business, and more. Valid JSON-LD with copy button and Rich Results Test link.
- Core Web Vitals ROI calculator
LCP and CLS lift to monthly and annual revenue, Good/NI/Poor badges, research citations, capped extreme projections.
- Parasite SEO authority matrix
Top 10 platform cards by composite score, sort by DA or ease, niche and geo fit for parasite SEO planning.
- AI citation likelihood scorer
AEO score out of 100, color band rating, donut chart, top three fixes, and full weighted signal breakdown table.
Web dev
CSS generators and front-end layout helpers with live preview.
- CSS box-shadow generator
Sliders for offset, blur, spread, and color, up to five stacked layers, live preview, and copy-ready CSS.
- CSS grid visual builder
Visual grid builder with click-drag spans, overlap warnings, and copy-ready placement CSS.
- CSS gradient generator
Linear, radial, and conic gradients with draggable stops, repeating mode, and copy-ready CSS.
- CSS clip-path visualizer
Drag polygon points or tune circle, ellipse, and inset shapes with webkit-safe clip-path CSS.
- Flexbox playground
Live flexbox canvas with container and per-item controls, property tips, and copy-ready CSS.
- CSS Animation Keyframe Builder
Keyframe stops with transforms and opacity, live play and pause preview, and copy-ready animation CSS.
- Cubic-Bezier Easing Visualizer
Drag cubic-bezier handles, compare ghost easing curves, preview motion, and copy timing CSS.
- Color Format Converter
Convert HEX, RGB, HSL, HSB, CMYK, and CSS named colors with a live swatch and harmony picks.
- WCAG Contrast Ratio Checker
WCAG 2.1 contrast ratios with AA and AAA badges, live text preview, and accessible hex suggestions.
- Border Radius Visualizer
Per-corner border-radius sliders, elliptical slash syntax, presets, and copy-ready CSS shorthand.
- Tailwind Class to CSS Converter
Paste Tailwind classes to get CSS output, media queries, dark mode selectors, and unresolved class warnings.
- Color Palette Extractor
Upload an image to extract dominant colors with HEX, RGB, HSL, nearest names, and CSS variables.
Data
SQL ER diagrams and browser-side data utilities.
- Database schema visualizer
CREATE TABLE SQL to ER diagram, FK arrows, drag nodes, zoom and pan, table sidebar highlight, SVG download.
- Visual SQL query builder
Dynamic table, filter, and join rows, live formatted SQL, dialect quotes, copy and format buttons.
- CSV to JSON converter
CSV to JSON and JSON to CSV, delimiter auto-detect, type inference, 10-row preview, copy and download.
- CSV de-duplicator
Dedup by selected columns, first or last keep, case and trim options, before/after preview, removed-row download.
- CSV diff viewer
CSV A vs B with key-column match, added/removed/changed colors, cell highlights, filters, diff CSV export.
DevTools
Private formatter and debugging helpers for daily backend work.
- Private JSON Validator & Formatter
Validate and format JSON in-browser with line and column hints, key sorting, and copy or download output.
- Regex Visualizer & Tester
Test JavaScript regex with full match indexes, group captures, runtime stats, and replacement preview.
- Visual Cron Schedule Builder
Build cron expressions visually with presets, field editor, plain English summary, and next ten run times.
- JWT Decoder & Debugger
Decode JWT header and payload in-browser with expiry badges, claim notes, and optional HMAC signature checks.
- JSON to TypeScript Interface Generator
Paste JSON to generate TypeScript interfaces, type aliases, or Zod schemas with nested types and optional fields.
- SQL Formatter (Multi-dialect)
Format SQL with indentation, keyword casing, and dialect-aware quoting for MySQL, PostgreSQL, BigQuery, and T-SQL.
- Markdown Live Editor
Write Markdown with live HTML preview, GFM tables and task lists, sync scroll, and export to HTML or .md.
- JSON Diff Viewer
Compare two JSON objects with color-coded added, removed, and changed keys plus a copyable diff report.
- Base64 encoder / decoder
Encode and decode Base64 with standard, URL-safe, MIME, UTF-8, file upload, and image preview.
- URL encoder / decoder
Percent-encode and decode URLs, query strings, and path segments with RFC 3986 or form rules.
- UUID generator
Bulk UUID v4, v5, and nil generator with uppercase, hyphen, SQL format, validation, and download.
- Hash generator
MD5 and SHA family hashes plus HMAC for text or files with hex, Base64 output, and hash compare.
- JSON to YAML converter
Bidirectional JSON and YAML conversion with validation, indent options, and anchor resolution.
- HTTP status codes
Searchable HTTP status reference with causes, fix guidance, class filters, and RFC notes.
Creator
TikTok, YouTube, and platform monetization comparisons in the browser.
- TikTok Creator Fund calculator
Fund RPM by niche and country, brand deal CPM, Spark Ads estimate, bar chart, and opportunity callout.
- Twitch revenue calculator
Tier subs, Bits, ad impressions from viewers and hours, donations, pie chart, annual total.
- Patreon tier revenue calculator
F8 tiers, Lite Pro Premium fees, processing, churn table, 12-month chart, breakeven.
- Substack paid conversion calculator
Conversion funnel, annual split, growth and churn, net MRR, milestone table, projection.
- Podcast CPM revenue calculator
Multi-placement CPM, fill rate, RPM, annual estimate, niche benchmarks, network thresholds.
Logistics
Commodity storage, freight, and supply-chain economics calculators.
- Commodity storage ROI simulator
Hold vs sell with month-by-month spoilage, financing, breakeven price, verdict badge, and cost chart.
- Feed blending cost optimizer
Animal presets, dynamic ingredient rows, 5% step least-cost solver, compliance badges, and pie chart.
- Reorder point & EOQ calculator
ROP and safety stock by service level, EOQ formula, fixed-qty cost table, and total cost sensitivity chart.
- Freight class calculator (NMFC)
Density-based NMFC class, commodity lookup, rate indicator, and full density-class table.
- Inventory Turnover Calculator
Calculate inventory turnover ratio and days sales of inventory to optimize stock management.
- Wholesale Markup Calculator
Calculate wholesale markup, retail price, and margin from cost and target profit percentage.
Manufacturing
Concrete, sizing, and construction job-site calculators.
- Concrete yield calculator
Multi-section slab, wall, footing, and column volumes with bag or ready-mix totals, waste, and cost.
- HVAC BTU sizing calculator
Room or whole-home BTU and tonnage from climate, insulation, windows, and occupancy.
- NEC wire size calculator
Minimum AWG from NEC 310.16 ampacity and voltage drop with conduit derating.
- Voltage drop calculator
VD volts and percent with full AWG comparison table and NEC 3% / 5% status.
- Solar panel output estimator
Daily and annual kWh, payback, 25-year ROI chart, and CO2 offset by NREL peak sun hours.
- Tile coverage calculator
Multi-section area, grout footprint, layout waste, tiles and boxes, cost, leftover count.
- Paint coverage calculator
Wall rows, door and window deductions, coats, texture, ceiling, gallons, cans, and cost.
- Board foot calculator
F8 lumber rows, thickness by width by length formula, project waste, and cost estimate.
Legal & employment
Severance and contract estimates (not legal advice).
- Severance negotiation calculator
Package value vs tenure benchmark, COBRA and equity lines, negotiation checklist.
- Patent cost estimator (USPTO)
USPTO fees to grant, maintenance windows, entity savings, and optional international add-on.
- NNN vs gross lease cost calculator
Triple net vs gross occupancy totals, year table, cumulative chart, TI and free rent.
- Statute of limitations lookup
50 states plus DC, seven claim types, deadline date, days left, discovery rule toggle.
HR & compensation
Job offer and total compensation comparison calculators.
- Total compensation calculator
Compare two job offers: salary, equity vest, bonus, 401(k), benefits, PTO, and remote savings.
- Salary negotiation calculator
Counter-offer anchor, lifetime cost vs market, COL adjustment, negotiation script.
- Cost-per-hire calculator
True CPH by sourcing channel, recruiter time, SHRM benchmark, stacked breakdown.
Health & fitness
Macro and nutrition calculators with private browser-side math.
- BMI Calculator
Calculate Body Mass Index with WHO 6-tier classification, healthy weight range, and boundary distances.
- Body Fat Percentage Calculator
Navy and BMI-based body fat estimation with ACE fitness classification and lean/fat mass breakdown.
- BMR / TDEE calculator
MSJ, Harris-Benedict, and Katch-McArdle BMR side by side, TDEE table, goal calorie bands.
- Dynamic macro calculator
Live sliders for calories, protein, and fat from Mifflin-St Jeor TDEE, donut split, per-meal breakdown.
- Pregnancy due date calculator
Estimated due date and gestational age from LMP, conception date, or ultrasound, with milestone timeline.
- One rep max (1RM) calculator
Epley, Brzycki, Lander, Lombardi, O'Connor formulas, average 1RM, 50-100% training table.
- Body fat calculator (Navy method)
Male and female Navy formulas, ACE bands, lean and fat mass, classification spectrum, DoD max.
- Running pace calculator
Solve pace, time, or distance, race presets, splits, km/mi pace, speed, Riegel projections.
- Hydration calculator
35 ml per kg plus activity, climate, pregnancy, and altitude; glasses and bottle counts.
- Sleep cycle calculator
Wake-at or sleep-at modes, four cycle counts, fall-asleep delay, age-based cycle length.
- VO2 max estimator
Uth-Sorensen, 1.5-mile run, or YMCA step test; Poor to Superior badge by age and sex.
- BMR Calculator
Calculate your Basal Metabolic Rate using Mifflin-St Jeor and Harris-Benedict equations.
- Calorie Calculator
Estimate daily calorie needs based on activity level, age, height, and weight goals.
- Ideal Weight Calculator
Find your ideal weight range using multiple formulas: Hamwi, Devine, Robinson, Miller.
- Macronutrient Calculator
Calculate your daily protein, carb, and fat targets from your calorie goal and body stats.
- Ovulation Calculator
Estimate your fertile window and ovulation date from your cycle length and last period.
- Pregnancy Due Date Calculator
Calculate your estimated due date and pregnancy week from last menstrual period or conception.
- Sleep Calculator
Find the best bedtime and wake time based on 90-minute sleep cycles for maximum restfulness.
- Water Intake Calculator
Calculate your daily hydration needs based on weight, activity level, and climate.
Real estate
Short-term rental profit, cap rate, and property investment math.
- Airbnb / STR profit calculator
Seasonal occupancy, platform fees, cleaning, and fixed costs, net profit by month and year.
- House flipping profit calculator
Rehab lines, interest carry, 1% purchase closing, sale frictions, ARV sensitivity, ROI, and 70% rule guardrail.
- BRRRR strategy simulator
Buy, rehab, rent, refi, repeat: capital recycled, DSCR, post-refi cash flow, CoC, and how many deals one pot funds.
- 1031 exchange calculator
Defer capital gains on a like-kind swap: boot, 25% recapture, 2025 LTCG rates, NIIT, and minimum replacement value.
- Cap rate calculator
NOI from gross rent and vacancy, cap vs value, target-price reverse mode, waterfall, and yield spectrum.
- Cash-on-cash return calculator
NOI, amortizing mortgage, cash invested, CoC vs cap rate, financing callout, and cash flow bar chart.
- Rental property ROI calculator
Multi-year cash flow, paydown, appreciation, sale costs, total and annualized ROI, sensitivity grid, and wealth pie.
Privacy & security
Password strength and security helpers with no server uploads.
- Password strength meter
Live entropy bar, three crack-time speeds, common-password list, pattern warnings, no storage.
- HTTP header security analyzer
Six security headers graded A to F, per-header pass/warn/fail, missing list, CSP template copy.
- Password generator
Cryptographically secure random passwords with charset options, entropy meter, and crack-time estimate.
- Diceware passphrase generator
EFF wordlist passphrases with crypto random picks, dice roll display, entropy, and crack time.
- Cookie decoder & analyzer
Parse Set-Cookie headers, decode values, and flag HttpOnly, Secure, SameSite, and expiry issues.
Travel
Currency conversion and trip money tools with live rates where needed.
- Currency converter
Live mid-market FX, bank spread estimate, spread cost, inverse rate, hourly cache.
- Travel cost splitter
F8 travelers and expenses, weights, FX rates, balances, greedy settlement, copy summary.
- Frequent flyer mile value
CPM from miles and cash fare, program benchmark verdict, break-even cash, benchmark table.
- Bill splitter
Equal, itemized, or custom restaurant splits with tax, tip, rounding, and Venmo-style lines.
Productivity
Meeting scheduling and shared-hours planning across time zones.
- Time zone meeting planner
F8 locations, UTC overlap grid, DST-aware offsets, duration filter, copy meeting time.
- US working days calculator
Federal holidays through 2030, weekends, state extras, custom dates, weekly breakdown.
- UK working days calculator
Bank holidays by UK region through 2030, weekends, custom dates, three-region comparison.
- Pakistan working days calculator
National and Islamic holidays 2025-2027, Fri-Sat or Sat-Sun weekends, custom closures.
- Date difference calculator
Exact year-month-day difference, total days and hours, and automatic countdown or elapsed label.
- Pomodoro timer
Focus and break intervals, session log, SVG progress ring, sounds, and live tab title countdown.
- Eisenhower matrix
Four-quadrant task board with drag-and-drop, custom labels, CSV export, and print layout.
Education
Final exam and GPA planning calculators for students.
- Grade Calculator
Calculate your course grade from assignment scores, weights, and categories.
- Semester GPA Calculator
Convert letter grades and credit hours into a semester GPA in seconds.
- Final exam grade calculator
Weighted categories, final score needed, letter what-if, impossible/secured states.
- Weighted GPA calculator
F8 courses, letter or percent grades, Honors/AP boosts, unweighted vs weighted, chart.
- Cumulative GPA calculator
Past semesters, current courses, cumulative GPA, trend line, future target solver.
- Citation generator
APA 7th, MLA 9th, Chicago 17th references and in-text citations for common source types.
- Essay word counter
Words, characters, sentences, paragraphs, target progress, reading time, top keywords.
Pets
Pet age calculators and care tools for dogs, cats, birds, reptiles, and more.
- Pet age calculator
Convert your pet's age to human years across dogs, cats, rabbits, birds, and more.
- Dog age calculator
Dog years to human years by breed size, with life stage and health milestone markers.
- Cat age calculator
Cat years to human years with AAFP life stage classification and care tips.
- Rabbit age calculator
Rabbit years to human years with life stage and breed-specific care recommendations.
- Horse age calculator
Horse years to human years with life stage classification and equine care notes.
- Turtle age calculator
Turtle and tortoise years to human years with species-specific lifespan data.
- Bird age calculator
Parrot and pet bird years to human years. Covers budgies, cockatiels, macaws, and more.
- Parakeet age calculator
Parakeet and budgie years to human years with life stage and health milestone markers.
- Hamster age calculator
Hamster years to human years. Covers Syrian and dwarf hamsters with life stage classification.
- Fish age calculator
Fish years to human years. Covers goldfish, betta, koi, guppies, neon tetras, and more.
- Lizard age calculator
Lizard years to human years. Covers bearded dragons, leopard geckos, chameleons, and more.
- Frog age calculator
Frog years to human years. Covers tree frogs, pacman frogs, dart frogs, and more.
Hobbies
3D printing and maker project cost calculators.
- 3D print cost calculator
Filament, power, depreciation, failure buffer, markup sale price, pie chart, sensitivity.
- Depth of field calculator
Hyperfocal, near/far focus, total DOF, in-front/behind split, sensor CoC, SVG diagram.
- Hyperfocal distance calculator
H = f²/(N·CoC), near limit at H/2, nine-stop aperture table, meters or feet.
- BPM tap tempo calculator
Tap tempo, 11-note delay table, LFO Hz, spacebar, rolling average, 3s idle reset.
- Aquarium stocking calculator
Surface sq in per inch, bioload low/med/high, capacity gauge, outdated gal rule.
Social media
Pinterest pins and creator assets generated in the browser.