Business days in the US
A five business day deadline isn't always seven calendar days. Weekends drop out, and so do federal holidays. That mismatch causes missed shipping dates and confused contract terms.
Set a start and end date. The calculator removes Saturdays, Sundays and federal holidays through 2030, then shows the working days and a weekly breakdown.
Which holidays count
The federal list includes New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving and Christmas. Fixed-date holidays that land on a weekend are observed on a Friday or Monday, and the tool uses the observed date.
You can add state holidays and custom dates, like a company shutdown or a floating day off.
- Federal observed dates follow the weekend shift rule
- State days like Patriots' Day or Cesar Chavez Day are not included by default
- Add them as custom dates when they apply to you
Legal and court deadlines
Courts and agencies have their own counting rules. Some exclude weekends and holidays, others count every calendar day and roll a deadline forward only if it lands on a closed day. Check the exact rule for your situation, or ask a lawyer.
This calculator suits planning, shipping, payroll and project timelines.
A few tips
Work out whether your start day counts. Check banks and postal services, since their closing days can differ slightly from federal ones. Allow extra time around holiday weeks.
Your dates stay in your browser.
A worked example
You file a request on Wednesday, November 19 and the agency has 10 business days to answer. Count Thursday as day one, skip the weekend, and Thanksgiving falls on the fourth Thursday. The answer lands the following week or later, not on December 3. A plain calendar count misses the holiday.
Enter the start date, enter the number, pick the year and read the result. If your employer closes the day after Thanksgiving, add it as a custom date.
Do the same in reverse to find a start date for a hard deadline.
Federal versus state versus company
The federal list has eleven holidays, but states add their own. Some mark Cesar Chavez Day, Patriots' Day or Juneteenth in different ways. Banks follow the Federal Reserve schedule, which is not identical to the government's.
Courts also differ. Many state courts follow their own rules on how to count days and what to do when a deadline falls on a weekend. Read the local rule before trusting any tool, including this one.
When in doubt, file a day early. It costs nothing.
Business days in contracts
Payment terms often say net 30, which is calendar days, or 10 business days, which isn't. The two can differ by a week. Check the wording and use the matching count.
Shipping carriers quote 'business days' with their own cut-off times, often 2 or 3 in the afternoon. Order at 4 pm on a Friday and day one may start Monday. The calculator can't know a carrier's cut-off, so add a day if the timing is tight.